Bernard Health Group Inc. is an independent insurance agency. We are licensed insurance agents in all 50 states and can only offer products in states where we hold an active license. Agency License # L137794.
This website is for informational purposes only and is not an offer of insurance, a solicitation, or a contract of insurance. Coverage, rates, benefits and eligibility vary by carrier, plan, age, health history and state of residence, and all applications are subject to underwriting approval. Submitting a quote request does not create coverage or obligate you to purchase anything.
We are not affiliated with, endorsed by, or operated by any government agency or by the federal Health Insurance Marketplace. For official Marketplace information, visit HealthCare.gov. References to premium tax credits, subsidies and Special Enrollment Periods are subject to eligibility rules set by the Marketplace and the IRS.
Dental, vision and hearing benefits, waiting periods and annual maximums vary by plan and carrier. Indexed universal life insurance is not a security, is not a stock market investment, and is not a bank product. Cash value growth is subject to caps, participation rates and a guaranteed floor as stated in the policy, and policy loans reduce the death benefit if not repaid. Guarantees are backed by the claims-paying ability of the issuing insurance company.
© 2026 Bernard Health Group Inc. All rights reserved.